Performance Ratios (%) BUSE Peer Median Peer Average
ROAA 1.20 1.25 1.31
ROAE 9.58 11.86 12.23
Net Interest Margin 3.42 3.70 3.67
Efficiency Ratio 56.12 58.20 55.95
Loans / Deposits 83.39 92.51 91.98
Asset Quality Ratios (%)
NPAs / Assets 0.44 0.49 0.57
NCOs / Avg Loans 0.13 0.06 0.11
Reserves / Loans 0.78 1.08 0.99
Reserves / NPAs 121.28 128.37 139.71
Capital Ratios (%)
Tier 1 Capital 12.43 11.89 11.74
Tangible Equity / Tangible Assets 8.96 9.68 9.76
Total Equity / Total Assets 12.52 10.75 11.45
Market Ratios
Price / Earnings (x) 12.76 12.11 12.27
Price / Book (%) 115.69 151.16 152.22
Dividend Yield (%) 3.34 1.83 1.67
Data for trailing four quarters

First Busey Corporation's peer group consists of the following: German American Bancorp, Inc. (GABC), Lakeland Financial Corporation (LKFN), MB Financial, Inc. (MBFI), Old Second Bancorp, Inc. (OSBC), PrivateBancorp, Inc. (PVTB), Wintrust Financial Corporation (WTFC)

First Busey Corporation's financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019 except for these companies:

MB Financial, Inc.'s financial data is as of 12/31/2018.
PrivateBancorp, Inc.'s financial data is as of 3/31/2017.
Wintrust Financial Corporation's financial data is as of 9/30/2019.