Financial Highlights
Financial Highlights
2019 FQ1 YTD
3/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Balance Sheet ($000)
Total Assets 9,537,334 7,702,357 7,860,640 5,425,170 3,998,976
Total Net Loans 6,484,457 5,543,675 5,560,766 4,087,424 2,589,603
Total Deposits 7,763,226 6,249,321 6,125,965 4,374,298 3,289,106
Equity Attributable to Parent Company 1,186,141 994,964 935,003 594,314 373,186
Total Equity 1,186,141 994,964 935,003 594,314 373,186
Profitability (%)
Net Income($000) 25,469 98,928 62,726 49,694 39,006
Net Income Attributable to Parent($000) 25,469 98,928 62,726 49,694 39,006
ROAA 1.15 1.28 1 1 0.99
Core ROAA 1.27 1.40 1.25 1.21 1.08
ROAE 9.18 10.36 8.48 9.59 8.91
ROATCE 14.09 15.91 11.72 12.24 12.07
Core ROAE 10.18 11.31 10.62 11.59 9.68
Net Interest Margin 3.42 3.45 3.58 3.42 3.10
Reported: Net Interest Margin 3.46 3.45 3.58 3.42 3.10
Efficiency Ratio 56.40 54.47 56.11 56.82 61.56
Noninterest Inc/ Operating Rev 27.47 27.08 29.07 32.52 36.55
Balance Sheet Ratios (%)
Loans/ Deposits 83.92 89.10 90.10 88.67 79.89
Securities/ Assets 20.35 17.04 16.81 15.09 22.40
Total Equity/ Total Assets 12.44 12.92 11.89 10.95 9.33
Tangible Equity/ Tangible Assets 8.82 9.37 8.30 8.92 8.58
Tang Common Equity/ Tang Assets 8.82 9.37 8.30 8.92 8.58
Asset Quality (%)
NPAs/ Assets 0.51 0.57 0.46 0.64 0.56
NPA Excl Restructured/ Assets 0.39 0.46 0.33 0.44 0.34
NPAs & 90+ PD/ Assets 0.51 0.59 0.49 0.64 0.56
NPAs/ Loans & REO 0.74 0.78 0.64 0.84 0.85
Nonaccrual & 90+ & OREO/ Assets 0.39 0.48 0.36 0.44 0.34
NPAs & 90+ PD/ Loans & REO 0.75 0.81 0.69 0.84 0.85
NPA & Loans 90+/ Tangible Common Equity + LLR 5.69 6.10 5.68 6.67 5.77
NCOs/ Avg Loans 0.12 0.13 (0.01) 0.15 0.06
Loan Loss Reserves/ Gross Loans 0.78 0.91 0.95 1.16 1.80
Reserves/ NPAs 105.06 115.58 149.30 138.16 212.37
Loan Loss Provision/ NCO 114.48 60.15 NM 105.88 102.17
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 824,138 709,924 644,633 484,246 341,828
Tier 1 Capital($000) 898,138 783,924 718,101 557,862 394,240
Tier 2 Capital($000) 110,915 110,648 119,082 48,126 37,449
Total Capital($000) 1,009,053 894,572 837,183 605,988 431,689
Total Risk-weighted Assets($000) 7,231,937 6,032,964 5,916,372 4,317,002 2,967,538
Tier 1 Common Capital (CET1) Ratio(%) 11.40 11.77 10.90 11.22 11.52
Tier 1 Ratio(%) 12.42 12.99 12.14 12.92 13.29
Total Capital Ratio(%) 13.95 14.83 14.15 14.04 14.55
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 10.55 10.36 9.78 10.45 10.13
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 55,624,627 48,874,836 48,684,943 38,236,287 28,694,851
Avg Diluted Shares(actual) 53,577,935 49,215,455 43,126,245 35,413,000 29,103,000
Basic Book Value per Share 21.32 20.36 19.21 15.54 13.01
Book Value per Share, As Reported 21.32 20.36 19.21 15.54 13.01
Basic Tangible Book Value per Share 14.52 14.19 12.88 12.37 11.86
Tangible Book Value per Share, As Reported 14.53 14.21 12.88 12.37 11.86
Common Dividends Declared per Share 0.21 0.80 0.72 0.68 0.62
EPS after Extra 0.48 2.01 1.45 1.40 1.32
EPS after Extra Growth(%) 6.70 38.60 3.60 6.10 20
Core EPS 0.53 2.19 1.82 1.69 1.44
Core EPS Growth(%) (1.20) 20.80 7.30 17.80 21.90
Diluted EPS before Amortization 0.52 2.13 1.57 1.53 1.43
Pre-Provision Earnings per Share 0.57 2.31 1.80 1.71 1.39
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
  • Rated 5-Star "Superior" by Bauer Financial
  • Busey Bank BBB Business Review
  • Certified Green Business by the Illinois Green Business Association
  • Norton Secured; powered by VeriSign
  • Digital Insight
  • Surcharge-free access at any MoneyPass network ATM
  • Equal Housing Lender
  • Member FDIC

 

 

 

 

 

 

 

With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.