Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 6,739,760 5,594,323 5,614,348 4,135,219 2,637,090
Gross Loans HFI Growth 26.36 0.89 42.30 47.61 9.25
1-4 Family Loans/ Loans 19.34 20.69 20.92 20.65 17.05
Multifamily Loans/ Loans NA NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 41.88 42.50 42.66 42.65 45.99
Real Estate Loans/ Loans 61.22 63.19 63.58 63.29 63.04
Construction & Development Loans/ Loans 6.40 5.18 4.74 4.69 3.67
Home Equity Loans/ Loans 6.41 5.89 5.55 6.91 7.73
Credit Card Loans/ Loans 0.02 0.03 0.03 0 0
Vehicle Loans/ Loans 0.30 0.22 0.32 0.16 0.24
Other Consumer Loans/ Loans 0.45 0.26 0.15 0.20 0.33
Consumer Loans/ Loans 7.19 6.40 6.06 7.26 8.30
Commercial Loans/ Loans 25.20 25.23 25.63 24.75 24.99
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 7,930,466 6,249,321 6,125,965 4,374,298 3,289,106
Deposit Growth 35.87 2.01 40.04 32.99 13.38
Transaction Acct Deps/Tot Deps 48.15 46.41 45.11 49.54 29.02
Savings Acct Deps/Tot Deposits NA NA NA NA 7.38
Money Mkt Deps/Tot Deposits NA NA NA NA 49.68
MMDA & Savings/Total Deposits 31.01 29.64 33.08 32.49 57.06
Retail Time Deps/Tot Deposits 9.50 13.17 12.36 9.96 10.03
Jumbo Time Deposits/ Deposits 11.34 10.78 9.45 8.02 3.89
Tot Time Deposits/Tot Deposits 20.84 23.95 21.81 17.97 13.93
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 79.16 76.05 78.19 82.03 86.07
Core Deposits/Total Deposits 88.66 89.22 90.55 91.98 96.11
Noninterest-bearing Deposits/ Deposits 22.44 23.44 26.08 25.93 26.81
Interest-bearing Deposits/ Deposits 77.56 76.56 73.92 74.07 73.19
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.