Financial Highlights
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 6,755,948 5,594,323 5,614,348 4,135,219 2,637,090
Gross Loans HFI Growth 20.09 0.89 42.30 47.61 9.25
1-4 Family Loans/ Loans NA 20.69 20.92 20.65 17.05
Multifamily Loans/ Loans NA NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans NA 42.50 42.66 42.65 45.99
Real Estate Loans/ Loans NA 63.19 63.58 63.29 63.04
Construction & Development Loans/ Loans NA 5.18 4.74 4.69 3.67
Home Equity Loans/ Loans NA 5.89 5.55 6.91 7.73
Credit Card Loans/ Loans NA 0.03 0.03 0 0
Vehicle Loans/ Loans NA 0.22 0.32 0.16 0.24
Other Consumer Loans/ Loans NA 0.26 0.15 0.20 0.33
Consumer Loans/ Loans NA 6.40 6.06 7.26 8.30
Commercial Loans/ Loans NA 25.23 25.63 24.75 24.99
Foreign Loans/ Loans NA 0 0 0 0
Other Loans/ Loans NA 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 7,902,396 6,249,321 6,125,965 4,374,298 3,289,106
Deposit Growth 26.45 2.01 40.04 32.99 13.38
Transaction Acct Deps/Tot Deps NA 46.41 45.11 49.54 29.02
Savings Acct Deps/Tot Deposits NA NA NA NA 7.38
Money Mkt Deps/Tot Deposits NA NA NA NA 49.68
MMDA & Savings/Total Deposits NA 29.64 33.08 32.49 57.06
Retail Time Deps/Tot Deposits NA 13.17 12.36 9.96 10.03
Jumbo Time Deposits/ Deposits NA 10.78 9.45 8.02 3.89
Tot Time Deposits/Tot Deposits 19.42 23.95 21.81 17.97 13.93
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 80.58 76.05 78.19 82.03 86.07
Core Deposits/Total Deposits NA 89.22 90.55 91.98 96.11
Noninterest-bearing Deposits/ Deposits 23.19 23.44 26.08 25.93 26.81
Interest-bearing Deposits/ Deposits 76.81 76.56 73.92 74.07 73.19
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.