Financial Highlights
2020 FQ1 YTD
3/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 6,835,442 6,755,948 5,594,323 5,614,348 4,135,219
Gross Loans HFI Growth 3.48 20.09 0.89 42.30 47.61
1-4 Family Loans/ Loans 17.90 18.92 20.69 20.92 20.65
Multifamily Loans/ Loans NA NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 41.88 41.77 42.50 42.66 42.65
Real Estate Loans/ Loans 59.78 60.69 63.19 63.58 63.29
Construction & Development Loans/ Loans 6.65 6.01 5.18 4.74 4.69
Home Equity Loans/ Loans 6.66 6.41 5.89 5.55 6.91
Credit Card Loans/ Loans 0.01 0.02 0.03 0.03 0
Vehicle Loans/ Loans 0.40 0.43 0.22 0.32 0.16
Other Consumer Loans/ Loans 0.30 0.29 0.26 0.15 0.20
Consumer Loans/ Loans 7.38 7.15 6.40 6.06 7.26
Commercial Loans/ Loans 26.20 26.14 25.23 25.63 24.75
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 7,973,233 7,902,396 6,249,321 6,125,965 4,374,298
Deposit Growth 3.59 26.45 2.01 40.04 32.99
Transaction Acct Deps/Tot Deps 48.82 48.37 46.41 45.11 49.54
Savings Acct Deps/Tot Deposits NA NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA NA
MMDA & Savings/Total Deposits 32.59 32.21 29.64 33.08 32.49
Retail Time Deps/Tot Deposits 8.13 8.61 13.17 12.36 9.96
Jumbo Time Deposits/ Deposits 10.46 10.81 10.78 9.45 8.02
Tot Time Deposits/Tot Deposits 18.59 19.42 23.95 21.81 17.97
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 81.41 80.58 76.05 78.19 82.03
Core Deposits/Total Deposits 89.54 89.19 89.22 90.55 91.98
Noninterest-bearing Deposits/ Deposits 23.96 23.19 23.44 26.08 25.93
Interest-bearing Deposits/ Deposits 76.04 76.81 76.56 73.92 74.07
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.