Deposit Loan Composition
Financial Highlights
Loan Composition (%)
Total Gross Loans($000) 3,969,396 5,560,487 5,589,261 5,594,323
Gross Loans HFI Growth (0.61) 0.87 1.72 0.89
1-4 Family Loans/ Loans 20.79 20.72 20.82 20.69
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 42.84 42.68 42.40 42.50
Real Estate Loans/ Loans 63.63 63.40 63.21 63.19
Construction & Development Loans/ Loans 4.38 4.87 4.95 5.18
Home Equity Loans/ Loans 6.60 5.38 5.28 5.89
Credit Card Loans/ Loans 0 0.03 0.03 0.03
Vehicle Loans/ Loans 0.14 0.19 0.21 0.22
Other Consumer Loans/ Loans 0.19 0.25 0.29 0.26
Consumer Loans/ Loans 6.93 5.86 5.81 6.40
Commercial Loans/ Loans 25.06 25.88 26.03 25.23
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 4,485,543 6,331,174 6,163,912 6,249,321
Deposit Growth 10.17 13.40 (10.57) 2.01
Transaction Acct Deps/Tot Deps 29.42 45.23 44.38 46.41
Savings Acct Deps/Tot Deposits NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits 53.58 32.52 31.70 29.64
Retail Time Deps/Tot Deposits 9.36 13.24 13.86 13.17
Jumbo Time Deposits/ Deposits 7.64 9.02 10.06 10.78
Tot Time Deposits/Tot Deposits 17 22.25 23.92 23.95
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 83 77.75 76.08 76.05
Core Deposits/Total Deposits 92.36 90.98 89.94 89.22
Noninterest-bearing Deposits/ Deposits 26.89 26.08 24.28 23.44
Interest-bearing Deposits/ Deposits 73.11 73.92 75.72 76.56
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
  • Rated 5-Star "Superior" by Bauer Financial
  • Busey Bank BBB Business Review
  • Certified Green Business by the Illinois Green Business Association
  • Norton Secured; powered by VeriSign
  • Digital Insight
  • Surcharge-free access at any MoneyPass network ATM
  • Equal Housing Lender
  • Member FDIC








With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.