Income Statement
Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Interest Income 44,927 224,302 68,633 70,325
Interest Expense 2,914 20,936 8,876 9,953
Net Interest Income 42,013 203,366 59,757 60,372
FTE Net Interest Income 42,726 207,022 60,335 60,933
Provision for Loan Losses 500 5,303 1,008 2,258
Trading Account Income 0 0 0 0
Foreign Exchange Income 0 0 0 0
Trust Revenue 6,190 23,665 7,514 6,735
Service Charges on Deposits 4,075 NA NA NA
Gain on Sale of Loans (FAS 140) 13,964 45,443 2,093 3,002
Loan Fees & Charges 395 2,057 617 552
Bank-owned Life Insurance Revenue 348 1,997 726 502
Insurance Revenue 13 241 165 3
Investment Banking & Brokerage 722 3,372 1,096 883
Other Noninterest Income (6,550) 6,556 10,275 10,965
Total Noninterest Income 19,157 83,331 22,486 22,642
Realized Gain on Securities 857 1,143 0 160
Nonrecurring Revenue 0 0 0 0
Compensation & Benefits 21,675 94,082 27,169 25,472
Occupancy & Equipment 4,804 20,919 5,734 4,662
Marketing and Promotion Expense 371 3,004 756 NA
Professional Fees 1,573 NA NA NA
Tech & Communications Expense 4,346 23,071 7,487 3,996
Amrt of Intang & Goodwill Impair 1,207 5,245 1,515 1,490
Foreclosure & Repo (1,260) (1,590) (9) 1
Other Expense 3,933 21,845 4,416 10,726
Total Noninterest Expense 36,649 166,576 47,068 46,347
Nonrecurring Expense 970 7,850 3,972 958
Pre-Provision Net Revenue 25,234 123,777 35,753 37,228
Non-FTE Pre-Provision Net Revenue 24,521 120,121 35,175 36,667
Net Income before Taxes 23,908 108,111 30,195 33,611
Provision for Taxes 8,738 45,385 8,278 8,749
Effective Tax Rate(%) 36.55 41.98 27.42 26.03
Min Int & Oth after-tax Items 0 0 0 0
Extraordinary Items 0 0 0 0
Net Income 15,170 62,726 21,917 24,862
Net Income Attributable to Noncontrolling Int 0 0 0 0
Net Income Attributable to Parent 15,170 62,726 21,917 24,862
Preferred Dividends 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0
Other Changes to Net Income 0 0 0 0
Net Income Avail to Common 15,170 62,726 21,917 24,862
Net Income for Diluted EPS 15,170 62,726 21,917 24,862
EPS after Extra($) 0.39 1.45 0.45 0.51
EPS after Extra Growth(%) 8.30 3.60 15.40 18.60
Pre-Provision Earnings per Share($) 0.41 1.80 0.57 0.59
Comprehensive Income
Net Income 15,170 62,726 21,917 24,862
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0
Total Other Comprehensive Income (171) (2,846) (6,259) (1,191)
Comprehensive Income 14,999 59,880 15,658 23,671
Interest Income Earned On:
Interest Earned on Loans 40,918 204,223 NA NA
Int Inc: Securities 4,544 22,291 NA NA
Int Inc: Other Earn Assets 178 1,444 NA NA
Int Inc: Secs & Oth Earn Assets 4,722 23,735 NA NA
Int Inc: Total Earn Assets 45,640 227,958 69,211 70,886
Interest Expense Incurred On:
Int Exp: CDs 1,185 7,147 3,798 4,481
Int Exp: Other Deposits 859 5,785 2,189 2,423
Int Exp: Total Deposits 2,044 12,932 5,987 6,904
Int Exp: Debt 870 8,004 2,889 3,049
Int Exp: Total Int-bearing Liab 2,914 20,936 8,876 9,953
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

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